Reduce your expenses with Federal employee retirement health benefits

Federal employee retirement health benefits and medicare is always primary during active employment. Additionally, if you meet other requirements, you will have a Special Enrollment Period (SEP) to enroll in FERB retiree coverage. This condition is applicable when you are no longer covered by FEHB insurance based on current work. You have the choice to suspend your FEHB coverage to enroll in Medicare Advantage or other eligible coverage. You must remember that retired federal employees are entitled to Medicare under the same rules as all other retirees. So, there is no need to worry about general benefits of doing a service till retirement.

Most Federal employees and annuitants are entitled to Medicare Part A at age 65 without cost. It makes good sense to obtain coverage. It can reduce your out-of-pocket expenses as well as costs to FEHB. If you want to keep you age after 65 years for then you have to drop FEHB coverage. Almost all Federal annuitants over age 65 have premium-free Medicare Part A, and in combination with almost all Federal employee retirement health benefits and medicare plans. That sounds favorable as one will never have to pay more than a few hundred dollars for hospital costs.